Let’s face it—Florida’s heat is no joke. Whether you’re sweating through a summer afternoon or waking up to sticky humidity, a reliable HVAC system is essential here in St. Augustine and the surrounding areas. But what happens when your system breaks down and replacement costs catch you off guard?At Taylor Refrigeration and Air Conditioning, Inc., we understand that purchasing a new HVAC unit is a major investment. That’s why we offer flexible financing options designed to make comfort affordable—without the stress of a large upfront payment.

Why Financing Your HVAC System Makes Sense

Replacing your heating and cooling system isn’t just a home improvement—it’s a long-term investment in comfort, energy efficiency, and peace of mind. Financing allows you to:

  • Get the system you really need now—without delay
  • Break your investment into manageable monthly payments
  • Take advantage of energy-efficient models that save money long-term
  • Preserve your savings or emergency funds

Flexible HVAC Financing Through Taylor Refrigeration and Air Conditioning, Inc.

At Taylor Refrigeration and Air Conditioning, Inc., we’ve partnered with a trusted financing provider to offer simple, fast, and secure financing solutions tailored to fit your budget. Here’s what you can expect:

✔️ Convenient Monthly Payments

Choose from a variety of repayment terms, including low monthly payment plans, depending on your credit and selected loan terms.

✔️ Quick Approval Process

Most customers receive credit decisions within minutes, so you can move forward with your HVAC installation without delays.

✔️ No Prepayment Penalties

Pay off your financing early without penalties or added fees.

✔️ Financing for a Range of Credit Scores

Whether your credit is excellent or just getting back on track, we work with our provider to offer options for a variety of financial situations.

Special Financing Promotions

Depending on the time of year and your specific system, you may qualify for special promotions, including:

  • Interest free financing for 18 months with approved credit
  • Deferred payment options
  • Rebates or discounts from manufacturers (like Carrier®)

Be sure to contact our team about current offers when you schedule your estimate!

Local Service You Can Trust

We’re proud to be a locally owned and operated company serving St. Augustine, St. Johns County and the surrounding area since 1951. When you finance with Taylor Refrigeration and Air Conditioning, Inc., you’re not just getting an HVAC system, you’re getting a team of experienced professionals committed to your comfort every step of the way.

Ready to Upgrade? Let’s Talk!

If you’re thinking about replacing your HVAC system, don’t let cost hold you back. Reach out to our team to learn more about financing options and get a free estimate. We’ll walk you through the best HVAC solutions for your home—and help make them affordable.

📞 Call us at 904-829-3358
📍 Serving St. Augustine, St. Johns County, and surrounding areas

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